Recessions and layoffs can turn just about anyone into a Grinchy Scrooge, no doubt. But with careful planning and spending in the weeks leading up to the holidays, perhaps we can keep a few extra pennies in our pockets.Real Simple (RS) magazine has offered 31 money-saving tips that seem worth following this month. And for those who are very sensibly not putting off their holiday shopping until the last minute, here is the RS list of 31 great gifts under $31. Follow along this month, and by December your gift buying will be sorted.
But before you make your first purchase, read through the RS holiday savings plan, which will help plan your budget, organize travel, and save on decorations and late-minute gifts. And as always, emphasis on the spirit of the season and spending time with loved ones can warm the hearts of all and create lifelong memories, too. :-)
NaNoWriMo count: 3,369/50,000 words
